There has been a pattern of recurring, record-breaking floods that have pulled too many smaller restaurants under when they weren't financially able to recover. Are you prepared?
June 25, 2019
By Justin Reese, VP and senior risk consultant, Hub International
If your restaurant doesn't have a disaster preparedness plan with specific contingencies for dealing with floods, there's no time like the present.
This year has progressed swimmingly, you might say, as two-thirds of the country faced historic flooding before summer even arrived, and who knows what the upcoming hurricane season will bring? There has been a pattern of recurring, record-breaking floods that have pulled too many smaller restaurants under when they weren't financially able to recover.
A flood emergency response plan can help even the smallest of restaurants be better prepared to manage the risk, starting with what they are, how serious are the risks, how you intend to keep guests and staff safe, and how to ensure an effective recovery.
To develop your plan, think about five key areas of concern and work around them:
1. How serious are your risks today and in the future? Identifying them gives you a leg up on your planning. The better you can anticipate the risk, the better off you'll be. Keep the following in mind:
When building in flood zones, fail-safes include installing electrical and mechanical equipment above grade level. It is also important to pitch drains and utilize sump pumps.
3. Have your team on standby as situations are developing, taking precautions on a just-in-case basis so that everyone emerges safely and physical damages are mitigated as much as possible.
4. If and when a flood occurs, safety is your top priority. Your responsibility is to protect any guests, staff and locals who might seek shelter in your building as the weather changes.
5. Once the crisis has passed and the property is safe, your FERP recovery team can get to work on the recovery stage – assessing damage and starting the salvage that might be required.
There's always something to challenge restaurateurs, and certainly, weather conditions we've experienced in recent years have kept you on your toes. When you put some rigor into your emergency planning, you'll be better able to deal with the surprises Mother Nature has for you.